Tag Archive: money


What is Money

It’s the root of all evil

It pays the bills,

It may heal your ills

And bring you thrills.

According to Wikipedia, money is anything that is generally accepted as payment for goods and services and repayment of debts. For everyone, we interpret and treat money differently. Whether it is the abundance of wealth or the lack thereof there is a certain level of importance which we all seem to place on the precious commodity. From the Forbes list to the United Nations Poorest Countries list we seem to rank everything from those who do not have it to those who have it and may waste it. We live in a world where it seems to have a voice you should have cash to care.

If you grew up in an environment where everything is lavish, fabulous and expensive, you will view money differently from those who did not. It is highly probable that when you enter a certain level of wealth your expenses tend to be higher than others. It is true because you have to keep up with the lifestyle you live. One at this rank does not imagine the day when they will have nothing. Therefore, they will invest in portfolios, real estate and make other investments to maintain their wealth. The responsibilities that come with the lifestyle are also important. Case in point – Casey Johnson. Who knew someone could be kicked to the curb from a family who seemed to have everything? It seems more and more families with a vast amount of wealth are throwing out those family members who could appear to put the family’s wealth in jeopardy. Those who are rich sometimes are forced to continue that legacy to maintain their stature. On the contrary, persons who are rich can mismanage their wealth and become poor. Fantasia, the American Idol winner recently on Oprah opened up about her fall from grace. After buying her home and settling in, she had problems keep it. Her home fell into foreclosure and at one point she was unable to buy a pizza, her card failed. Money can be easy come and easy go. It takes proper financial management and financial sense to keep it.

For those who grew up in a poor background, they understand the importance of money. For many, money is the way out of poverty and they will place all their focus on avenues that could get them out of that state. Whether it is a talent, education or an illegal activity, poor people in the right environment can charter a new course out of poverty. We have seen numerous stories of people who did not have it but with the right attitude and approach they were able to live a better life. Oprah, Jay Z, and Hilary Swank just to name a few have gone from the lowest echelon to some of the richest people in our world.

However, people who are poor see money differently. People who are poor or who are in destitute positions do not see the importance of saving for the future and having investment accounts. Give someone who is poor a bank card with funds that could keep them for a month and see how fast that money goes. They tend to see money as short term, so they spend it to make them content in the moment. While there are others that if you give them the same amount they wouldn’t spend most of it because they understand the position they are in and have an idea of where they would like to be.

Money today is perceived based on cultural attitudes as well. In our world today, young people are materialistic. We tend to focus on what is in, the latest Bling and fashions. The entertainment industry is pushing this attitude of ‘you can have it all’ and at all costs.

Money and the abundance of it can last a lifetime if we understand the basic concepts. As human beings we need to live within our means and recognize that if we spend more than we earn we will be poor. No one wants to be poor; we want to be independent, strong and able to survive. With rising standards of living and costs going up, the worst thing that could happen to us is to lack needed funds. Money can be our way out of poverty but it can also lead to our own detriment.

It is significant that we inculcate cultures where we are not so highly materialistic but we begin to inspire people that can handle wealth without ruining their lives in the pursuit of it. Sure money is good and wonderful to have but the love of it could ruin our lives.

Blackberry Etiquette

Everywhere you go today people are constantly on blackberries, I-phones and all these top gadgets. You just cannot miss them! It is this new craze that is taking on traction in society. No longer is it that holders of blackberries would be corporate employees. Please. Any and everyone today appear to be walking with one, except me of course. I guess the time will come when something else has taken off. In marketing they call us laggards.

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In a bid to be constantly communicating, these gadgets fill this gap. It allows users to be always connected and always accessible. I cannot bear to see blackberry users ignore protocol and disturb the environment. To this end, users of these high gadgets think it is a right to use their phones anytime. It is not a right. There is no way you should be using your phone in a meeting for personal entertainment. I can understand that at some point along the way you will be needed urgently by someone. However, it is the constant deliberate attempt to undermine those leading and other factors. Normally you would think that if you’re going to disturb a meeting hide and do it, secretly. No, users of blackberries must be seen and heard. It is sickening. Until they are in leadership roles and need that attention and feedback in a discussion that they will understand that it is really not cool to be using the phone in certain settings.

Clearly, this distracts you from the real purpose at hand and does not allow you to be productive, contributing to the tasks at hand. I have a friend who has a blackberry and he made the comment that until I have a blackberry then I will understand why users are constantly on them, even becoming distracted. I appreciate technology and the ability to communicate. I do not welcome people disrespecting others in a professional setting with the excuse of a cell-phone. Those that are trying to reach you most times are secondary, they won’t die, the economy won’t crash, and the world will still orbit the sun. Show some respect and know when to be on that cellular technology.

Some tips.

  1. Ensure phone is set to Silent/Vibrate before entering a meeting.
  2. If your phone happens to ring, allow the person to leave a message and record the person’s name and number so you can return their call AFTER the meeting NOT during.
  3. If your phone happens to rings aloud, apologize and tell the person on the line you will get back to them.
  4. Develop a habit of placing phone on silent/vibration. You are going to enter a meeting with others who are sacrificing time, be respectful for their time.

Obama Care

“Nothing is more fatal to health care than an over care of it” – Benjamin Franklin

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In many parts of the world, health care is operated by the government. Such countries include: Cuba, Canada and UK among others. Although they are advantages and disadvantages of universal health care the government will end up playing a huge role in the health care those citizens receive.

There is a health care debate rather war raging on in the USA. Politicians of course on issues like this all take their sides with some not contemplating or refuse to negotiate on the issue. Even the government’s party that is expected to support an issue like this even find disagreements to squabble over. All citizens deserve a proper and quality health care system. Quality health care systems will determine the expected life for citizens in a country.

Many will agree that the American system is expensive for some. With over 40 million uninsured persons the government has a right to tackle health care reform. They need to tackle health care reform because equity should permeate in a society. It cannot be that only the rich, working class or the educated are allowed to proper health care treatments. It is absurd and changes must be made, I think all can agree on that.

However, covering that many people is the problem. Where will the funds come from? Someone has to pay for a system like that. Universal health care is a great idea. Those viewing the issue from a Utilitarian point of view will forever think that this is the best thing to do. Obama’s plan is constantly changing since debates are currently going on and the quest to please as many people remains the viable option.

We all know the benefits of having universal health care but what about the cons. We have heard of the Canadian and UK experience where patients take forever to get proper care. In one area in Canada the nurse shakes a box and picks out four names. Those four names will be able to see the doctor. I do not think that this is the way to run a health care system for all. You will have people dying because of lack of treatment when the purpose of the program was to provide that needed health care for all.

Another disadvantage we hear of is the quality patients will receive. The quality may not be an issue since hospitals in the USA provide a good service. It is also good to note that health care treatment and drugs will also be rationed by the government. Can you imagine this?

Patient information will never be private as the government will control all the information. We all know that when private information is in a database, it will be compromised. I already see media houses, tabloids having spies to search the database exposing people’s private information. It is crazy what can happen with Universal health care.

The story gets better. There are advantages having a universal health care plan. The most popular is that those who could not afford health care will now be covered. Patients with pre-existing conditions are also covered. Along with this a database is created to make things work efficiently.

I believe in a universal health care plan. I do not believe in a one time roll out plan as this can damage a country. One has to take into consideration the costs. If America puts in place this plan their taxes will be increased and the debt will rise.

I prefer a system where the government takes steps in rolling out Universal health care. For example, prepare legislation to cover a segment of society – children. This will make the opposing parties have fewer disagreements. The advantage of taking on universal health care in stages is that the effect covering all would have on the economy is different than just taking on a segment. That’s the approach I would take. Since I’m not Obama lets have one go at this, one shot. We should not be in a rush to pass health care reform when most of the legislators will never read the bill in its entirety or inform the public of what changes will be made.

As the debate roars on people will constantly be divided. As republicans, they believe that there should be less of government and more of private sector. The democrats believe in providing health care for all. Years ago, health care reform was stalled as the debate didn’t materialize in a bill to be passed. The President came out saying that a bill should be on his desk by August. Legislators told him bravely no bill till September. Will there be any other delay? It appears this time around that a bill will be passed. A bill to cover all – called Universal health care plan.